Whether going abroad for a single trip or for a more expanded operational trip, domestic insurance is usually not adequate to properly cover the exposures those trips carry with them. Having an insurance agent who keeps abreast of the viable markets for international business travel is critical. We have that capability through our unique relationships with our insurers who are active in providing global coverage.
Business Insurance is not simple – if you do it right!
Do we sell products for shipment to customers in foreign countries? Or do we manufacture products for shipment to customers in foreign countries? Do we need foreign liability coverage?
Do we send employees to foreign countries? If any of them are injured what insurance do we have to cover the cost of medical care and repatriation?
Do we send employees to countries with a history of kidnapping foreigners? If so, would we benefit from kidnap and ransom insurance?
Do we rent vehicles in foreign countries? If so, how do we insure that?
Is my business vulnerable to online threats from loss of a Personal Digital Device or a malicious virus that could threaten my entire business?
Could any of our vendors have been hacked, resulting in thefts of our confidential information? What is our liability if our customers’ information is stolen and shared?
Could we have to pay for forensic analysis, notifications, or ongoing fraud protection for our customers?
Is there more than money at risk? Clients’ Trust? Trade Secrets? Our Business Reputation? Our Business’ Future?
Could the right insurance coverage help protect and prepare my business in case of Cyber Attacks, Data Breaches, or Stolen Customer Information?
Does my work create potential Professional Liabilities? Consulting, Drafting, Designing, other services? Does having my clients sign a contract protect me from Professional Liability?
Do some clients require that I have Professional Liability Insurance?
Can I be held financially responsible for errors or omissions in my work? Can we assume that Professional Liability exclusions on general liability policies are fairly uniform?
Could the right insurance coverage help protect and prepare my business in case of Professional Liability claims?
Oil & Gas Contractors
Engineers & Architects
Sales Training Abroad