What do I need to do to prepare for my Audit? How should I organize my Payroll Records? By Policy Period, Classification Code, or by Overtime and Regular?
What is an Insurance Premium Audit? When would an Audit be performed? How will an Audit be conducted?
For Directors and Officers, is there really a clear line between business and personal assets? Or, in a Directors and Officers Liability claim, could personal assets be at risk?
Can simple decisions about hiring, firing, promotions, raises, and duties lead to claims by employees or government regulators?
If we have an Umbrella or Excess Liability policy, will its coverage extend to Additional Insured, Waiver of Subrogation of our primary liability policy?
Do our clients, or prospective clients expect operations such as ours to have higher liability insurance limits than we currently have?
Do we have operations that, by their nature, have an amount of risk that could generate a larger loss than our current liability insurance would cover?
Do we sign contracts that require us to carry higher liability limits than we currently carry?
If we are renting a car out of state, will our current Texas Workers’ Comp cover our employees in those cars?
Are your employees running errands for your business with their own automobiles? If so, do we have Non-Owned Auto Liability Coverage?